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General
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Commercial
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Business |
Car insurance
normally comes under three levels of cover, depending upon
the individual. They include third party only, third party
fire & theft, and comprehensive.
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Let
Property insurance covers a leased
or rented out property. It cover the owner against the
risks involved with leasing or renting, includes building and contents cover,
individual or combined with additional rent cover.
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Shop
insurance - as
outlined for general cover with optional extras, including liability,
building, contents (i.e. stock, fixtures and fittings
etc.) |
Home insurance
has two different types of cover: building (the
physical building) and contents (the contents of
your home). Another option is to combine the two to get complete
cover with optional accidental cover.
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Liability/Tradesman insurance
cover on many different levels, including liability cover
of self-employed tradesman. It is categorised into two main
levels, employers' liability, covering the employees and
public liability, generally covering the public/clients.
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Office
insurance covers
all kinds of office trading, with optional cover including
liability, building and contents (i.e..
furniture, hardware, computer data etc.) |
Van/Truck insurance
cover - like car insurance, but for commercial and business
use.
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Commercial
Property insurance
covers commercial business property and has four main
elements: building, content, liability and business cover.
It covers a running business and the risks associated
with it.
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Restaurant insurance
cover for public dining establishments. Mainly
two main types, seated restaurant and take-away restaurant.
General cover with optional extra cover, including liability,
building, contents (i.e. stock, fixtures and fittings etc.) |
Motorbike insurance
also comes with three levels of cover, just like car insurance.
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Motor
Trade insurance cover for commercial
businesses, such as car dealerships, car garages
etc. It gives you the same types of cover as regular vehicles.
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Pub/Bar
insurance, as
with restaurant insurance. |
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Travel insurance
for adults, children, pets. Divided into European/World travel.
Premiums depend upon length of travel, age, destination, single
trip or multi trip travel.
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Club
insurance, as
with restaurant insurance. |