We are a data controller and Our data protection officer is Jogeshwar Singh Bahd

Enquiries referring to the accuracy of information on the J and J Insurance and Financial Consultants Ltd website may be directed to the editor.

We act as Your agent and will collect data, including personal information and risk details, solely to enable us to obtain and provide insurance quotations, arrange and administer Your insurance. Data collected by us is contractual, and for Our legitimate business interests as an insurance broker and We will be unable to offer any quotation or insurance if You refuse to provide certain personal data, including health, financial and criminal records data which is collected under the lawful basis of public interest, where these would affect the provision of cover and/or performance of insurance contracts..

Your information will be held securely by us and shared with insurers, which could include reputable providers in other countries, to enable them to provide accurate terms and they will also obtain data about You and your insurance history from various insurance anti-fraud databases, such as the Claims and Underwriting Exchange (CUE) as well as publicly available websites and credit referencing agencies.

We will not give anyone else any personal information except on Your instructions or authority, or where We are required to do so by law, or by virtue of Our regulatory requirements. Information about You and Your insurances will be held while you are a client and for a minimum of three years, and in certain circumstances up to six years, after expiry of your policies. Under the Data Protection Act data subjects have the right to see, and correct, personal information about them that We hold. Please write to our data protection officer at our usual office address if You wish to exercise Your rights or have a complaint about our use of Your data.

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J and J Insurance and Financial Consultants Ltd, uses reasonable care to make sure that the information appearing on this Website is accurate and up-to-date. However, errors and omissions do occur and the user should not take the accuracy of the information for granted but should check directly with J and J Insurance and Financial Consultants Ltd. None of the material contained in this Website is to be relied upon as a statement or representation of fact.

J and J Insurance and Financial Consultants Ltd, shall not be liable for any loss of profits or contracts or any direct, indirect or consequential loss, business interruption or loss of data or programs arising out of or in connection with the use of the information either contained within this site or from any of its Hyper link connections, other than death or personal injury to the extent that this is caused by the negligence of J and J Insurance and Financial Consultants Ltd.
J and J Insurance and Financial Consultants Ltd, may also make improvements and/or changes to the content of this information at any time without notice. All services, product and product price specifications contained within J and J Insurance and Financial Consultants Ltd, Website are subject to change without notice.

INFORMATION PROVIDED ON THE WWW.JANDJINSURANCE.COM WEBSITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, AS SUCH EXCLUSIONS OF IMPLIED WARRANTIES SHALL APPLY PURSUANT TO APPLICABLE LAWS AND REGULATIONS.

Links to Third Party Sites
J and J Insurance and Financial Consultants Ltd, cannot and has not reviewed all pages of the Websites linked to this Site and therefore cannot be liable for their content. Users link to other Websites at their own risk and use such sites according to the terms and conditions of use of such sites. J and J Insurance and Financial Consultants Ltd, provides links to you only as a convenience, and the inclusion of any link does not imply endorsement by J and J Insurance and Financial Consultants Ltd, or the Website.

Copyright
No part of this Website may be copied or imitated in whole or in part. No logo, graphic, sound or image from this Website may be copied or re-transmitted unless expressly permitted in writing by J and J Insurance and Financial Consultants Ltd. (These prohibitions are without limitation to the legal rights of J and J Insurance and Financial Consultants Ltd.
 Any information provided to J and J Insurance and Financial Consultants Ltd, in connection with its Website shall be provided by the submitter and received by J and J Insurance and Financial Consultants Ltd, on a non-confidential basis. J and J Insurance and Financial Consultants Ltd, shall be free to use such information on an unrestricted basis. In particular, we may transfer information between our subsidiary companies in different countries both inside and outside the European Economic Area.

Trademarks
The trademarks and logos (the Trademarks) used and displayed on this Site are registered and unregistered trademarks of J and J Insurance and Financial Consultants Ltd, and others. They may not be used in any advertising or other publicity materials in relation to the distribution of any information or materials obtained from this Website without the prior written consent of the Trademark owner. (These prohibitions are without limitation to the legal rights of J and J Insurance and Financial Consultants Ltd.)

Governing Law
Any dispute or claim concerning or arising from this Website shall be determined in accordance with the law of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction in determining such disputes or claims.